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Originally published on December 4, 2023
New borrower looking for a cash-out refinance on the subject property located in Waterbury, CT. Subject is a SFR leased for $2,100 per month, on par with the market rates per the appraiser's estimate. Subject appraised for $275K As-Is & CDA confirmed that the value was acceptable. Property is in good condition and the borrower’s bank statements reflect sufficient liquidity to close the deal. Loan is structured at 59.8% LTV presenting 1.10 DSCR.