LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Why Empty Houses Make No Money & Other Scaling Lessons Investors Miss with Bruce McNeilage


Originally published on December 30, 2025


Uncontested Investing Podcast - December 30, 2025

In this episode of Uncontested Investing, we sit down with Bruce McNeilage, co-founder of Kinlock Partners, to break down what it really takes to scale a real estate portfolio across multiple markets and asset classes. With nearly two decades of experience building and operating thousands of units, Bruce shares hard-earned lessons from single-family rentals and build-to-rent communities to large multifamily developments and self-storage projects.

We explore how Bruce identifies high-growth real estate markets like Nashville, Atlanta, and Columbia, why job drivers and industry concentration matter more than hype, and how investors can successfully transition from single-family investing into multifamily ownership. 

Whether you’re a newer investor looking to scale responsibly or an experienced operator refining your strategy, this episode delivers a practical, no-nonsense roadmap to building durable cash-flowing assets, reducing risk, and growing long-term wealth through real estate investing.

 

Episode Highlights

00:00 Introduction

01:10 Who is Bruce Mcneilage?

03:16 Bootstrapping growth without institutional capital

04:28 Navigating niche communities and neighborhoods 06:06 Scaling from SFR and build-to-rent to condo and multifamily development

07:08 On-site maintenance, resident experience, and controlling operating costs

10:14 Deal Breaker / Deal Maker: due diligence failures and early wins

11:43 Financing challenges when moving from single-family to multifamily

12:30 Operational risks: scale magnifies maintenance and management issues

13:37 Market selection metrics: jobs, automotive plants, and economic drivers

14:20 How to handle the complexities of multifamily property management

16:35 The “collector” approach: managing multiple small properties efficiently

18:53 “Empty houses make me no money” - vacancy, tenants, and cash flow philosophy

20:26 Dealing with tenants: trespassing, squatters, and evictions

21:53 Tenant screening: background checks, credit checks, and fraud prevention

23:20 Tools and systems for tenant screening

24:00 Starting small, bootstrapping portfolios, and long-term wealth building

25:58 Hard work, sacrifice, and the realities behind long-term success

27:17 Partnerships, complementary skill sets, and team building

27:40 New projects: large-scale self-storage development

Quotables

“Empty houses make me no money.”

“Ninety-two percent of this business is choosing the right tenant.”

“People see the success, but they don’t see the 90% below the surface.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

 Instagram RCN Captial / rcn_capital

Email: RCN Capital info@rcncapital.com

Website: REI INK Magazine https://rei-ink.com/