LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Tenant Screening Tips for Growing Real Estate Portfolios


Uncontested Investing Podcast - July 29, 2025

In this episode, we’re diving into one of the most critical and often overlooked pillars of successful real estate investing: tenant screening. Whether you’re just getting started or actively scaling your rental portfolio into the double or triple digits, your ability to consistently place the right tenant will either fuel your growth or derail it completely.

I’ve seen investors make the mistake of relying too much on their gut, rushing into lease agreements because a property’s sitting vacant, or making subjective, emotionally driven decisions. That’s a recipe for legal headaches, late rent, and high turnover.

This episode is all about avoiding those pitfalls with a reliable, repeatable, and legally compliant process for screening tenants at scale. We cover everything from automation tools to red flags to fair housing violations and we even get into how you can still offer second chances to tenants without putting your entire investment at risk.

 

Episode Highlights

00:00 Introduction

01:27 How consistency will help with legal compliance and redlining risks

04:05 Screening criteria: credit, eviction, employment, and documentation

06:54 Leveraging technology to automate tenant screening

08:40 Legal compliance and city-specific ordinances for multi-market investors

09:43 Understanding the cost of vacancy when making decisions

10:15 The role of credit history vs. credit score and identifying red flags

12:27 How to effectively verify your tenant applicants’ information

14:13 Avoiding fair housing violations: training your team and documenting everything

17:01 Why you can’t afford to let emotion or “sob stories” cloud screening decisions

19:02 Second chances vs. red flags: how to evaluate borderline tenants legally and fairly

21:50 Building out a team that can support you as you grow your portfolio

23:54 Resources to help you get your processes aligned

Quotables

“Just because you have a beautiful asset doesn’t mean finding the right tenant is a piece of cake.”

“There should be no gray area. Your screening process needs to be consistent and legal for every single applicant.”

“An eviction on record is a red flag. But don’t just check boxes, look at patterns.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

 Instagram RCN Captial / rcn_capital

Website: REI INK https://rei-ink.com/