LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Structuring Your Portfolio: LLCs, Partnerships, and Trusts


Originally published on December 23, 2025


Uncontested Investing Podcast - December 23, 2025

In this episode of Uncontested Investing, we keep our tax and legal strategy series rolling with a topic every real estate investor needs to get right: how to structure your portfolio with LLCs, partnerships, and trusts. We break down how the right entity structure protects your personal assets, improves tax efficiency, and sets up clean estate and succession planning as you scale from one rental to a full portfolio.

We walk through when to form an LLC, how to use partnerships to access capital and expertise, and where revocable and irrevocable trusts fit into long-term legacy planning. Then we hit the big stuff investors often overlook—state law compliance, partnership agreements, tax implications, and keeping documentation current—plus some practical action steps you can take this week with your attorney and CPA.

If you’re serious about building a real estate investing business that actually protects you and your family, this one’s a must-listen.

 

Episode Highlights

00:00 Introduction

01:51 What is an LLC?

02:40 LLCs, partners and ease of transferring ownership

03:33 When should you set up an LLC?

04:25 How LLCs limit liability between personal and business life

05:05 How partnerships relate to LLCs

06:00 General vs. Limited Partnerships in LLCs

07:52 Shared risk, shared responsibility and quality of life

08:31 Navigating partnership agreements: No handshake deals!

10:21 What is a trust?

11:48 Trusts for generational wealth and avoiding probate

12:33 Gift and estate tax advantages and divorce protection

14:53 Key considerations when choosing LLCs, partnerships or trusts

15:22 Compliance is key: Always consult professionals for your LLC

16:28 Common mistakes to avoid when setting up your LLC

17:33 Start with the end in mind

18:23 Action steps for investors in setting up LLCs

Quotables

“As a real estate investor, your portfolio can become your identity. So you need to take ownership of it and structure it exactly how you want.”

“There’s no such thing as too early. You can even set up an LLC before you start investing in real estate.”

“Partnership agreements are not a handshake deal…these agreements have to be in writing.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

 Instagram RCN Captial / rcn_capital

Email: RCN Capital info@rcncapital.com

Website: REI INK Magazine https://rei-ink.com/