LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Mastering Creative Financing Tactics to Fund Your Deals


Uncontested Investing Podcast - April 1, 2025

Creative financing isn’t just a buzzword—it’s one of the most powerful ways investors can scale smarter and faster. In this episode, Suzanne and I dive into a full breakdown of alternative funding strategies that help you grow without the traditional barriers. We explore equitable partnerships, private lending, crowdfunding, DSCR loans, BRRRR strategies, seller financing, and even using your IRA to fund deals.

Whether you’re just starting out or looking to grow with flexibility, this conversation is packed with real-world insights, practical tips, and the exact steps you need to make creative financing work for you.

 

Episode Highlights

00:00 Introduction

01:58 The pros and cons of crowdfunding

03:11 How private money can help fund less traditional assets

04:19 What to know about using your IRA to fund deals

05:34 Networking and building relationships with lenders

07:03 Where to network: REIAs, National Rental Home Council, and more

08:08 Local networking vs national events

09:16 Marketing as a creative financing tool

11:26 DSCR as a metric for smarter investing and better underwriting

13:56 Transitioning from fix & flip to BRRRR for long-term portfolio building

17:27 The common pitfalls of creative financing

19:17 Why real estate education pays off long-term

20:22 Avoid overleveraging: Plan for vacancy, maintenance, and contingencies

Quotables

“Creative financing lets you scale when others are stuck waiting for a traditional lender to say yes.”

“Your local REIA may have more value than a weekend in Vegas at a trade show.”

“Overleveraging is easy when deals come fast. Be smart and plan for the what-ifs.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

Instagram: RCN Capital https://www.instagram.com/rcn_capital/

Website: REI INK https://rei-ink.com/