LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Cultivating Strategy As A Real Estate Investor (Part 1 of 2)


Originally published on February 17, 2026


Uncontested Investing Podcast - February 17, 2026

In this episode of Uncontested Investing, we’re kicking off a two-part mini-series on cultivating strategy as a real estate investor. Instead of talking about a specific asset class or loan product, we zoom out and break down the four levers that drive every deal you touch: condition, timeline, motivation, and price.

We walk through how to analyze a property’s condition beyond the pretty photos, how to read the neighborhood standard, and why you should never let a seller’s urgency shortcut your own due diligence. We also get into red flags like hidden mold, incomplete renovations, and mechanic’s liens, the right way to use private lending and flexible timelines to create win–win deals, and how to negotiate price without being a vulture.

If you’re trying to get better at deal analysis, negotiation, and seller conversations, this first part will help you ask smarter questions, protect your ROI, and line up more contracts that actually close.

 

Episode Highlights

00:00 Introduction

02:10 The 4 core levers of every real estate deal

03:41 When to tap the brakes: risk, weather, and hidden issues

04:28 Mold, hidden problems, and the flipper mentality

05:16 Reading the neighborhood: matching or beating the standard

06:11 Pricing, concessions, and marrying condition with strategy

07:04 Why distressed properties turn off homeowners but attract investors

09:17 Creative timelines: rent-backs and escalation clauses

10:11 Leverage vs. empathy (don’t be a vulture)

11:23 Real-world example: school-year move and deposits

12:01 Seller expectations vs actual market value

13:13 Don’t be the serial low-baller

14:01 Ask better questions: open-ended and break-even focused

15:31 Full transparency: water problems, walls, and cost reality

Quotables

“Make sure that you give yourself a timeline to evaluate and see the hidden elements that haven’t been divulged yet.”

“The bottom line is, does this renovation that’s necessary to bring it up to that standard, does it undo your ROI projection?”

“An investor can be a seller’s best friend because they’re the people that want to come in, get that deal done quickly, make those renovations quickly if they need to, get that property cash flowing at a pretty quick pace.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

 Instagram RCN Captial / rcn_capital

Email: RCN Capital info@rcncapital.com

Website: REI INK Magazine https://rei-ink.com/