LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Creating Passive Income Streams to Fund More Deals


Originally published on January 20, 2026


Uncontested Investing Podcast - January 20, 2026

In this episode of Uncontested Investing, we break down how to create passive income streams that don’t just pay the bills, but actually fund more real estate deals. We walk through long-term rentals, short-term/vacation rentals, notes, private lending, REITs and funds, affiliate income, education products, and real-estate-adjacent businesses, and show you how each one can create steady cash flow, better financing terms, and more buying power as you scale your portfolio.

We also dig into the tactical side: using IRAs and tax strategy, working with specialized CPAs, leveraging passive income to lower borrowing risk, and deciding when to hire VAs, fractional pros, or property management so you can stop trading time for money.

If you’re serious about cash flow, wealth building, and scaling your real estate investing business, this episode will help you turn passive income into your engine for long-term growth.

 

Episode Highlights

00:00 Introduction

01:01 Passive income as the key to freedom & less stress

02:19 Flexibility in negotiations, cutting down traditional financing

03:23 Funding options mix: cash, IRA, partners

04:26 Short term vs long term rentals

05:22 Balancing seasons for your rental properties

06:18 Understanding year-round demand in different markets

07:27 Passive income beyond rent: notes & lending

08:22 Investing in REITs and private investment funds

09:36 Income from affiliates and educational products

10:26 Membership organizations & community as a long-term play

12:03 Affiliate partnerships with tools & services

13:52 Owning real-estate-adjacent businesses

15:44 Using IRAs for real estate (and why you must talk to a pro)

17:01 BFG Tax & depreciation strategy

18:34 Subsidizing your own deals & compounding your growth

19:41 Shifting from employee to owner mindset

20:18 Finding your break-even point for hiring help

21:38 Fractional employment: CFOs, CMOs & shared hires

22:15 Tools for success: automation & accounting

23:24 CRM & social media as income engines

Quotables

“Passive income is the key that unlocks that door.”

“When you have properties that are working for you and you’re earning money while you’re sleeping, while you’re sitting on the couch watching TV, drinking coffee in the morning… that’s when real estate actually works for you.”

“There are ways for you to think outside the box. You don’t have to go all in on a full-time employee to start building your team.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

 Instagram RCN Captial / rcn_capital

Email: RCN Capital info@rcncapital.com

Website: REI INK Magazine https://rei-ink.com/