LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Uncontested Investing - Commercial Financing Tips Every Residential Investor Should Know


Uncontested Investing Podcast - April 15, 2025

In this episode of Uncontested Investing, we dive deep into one of the most misunderstood but most powerful tools in the investor toolbox: commercial financing for residential portfolios. We break down the key differences between traditional and commercial loans, when it makes sense to make the switch, and how commercial lenders can become long-term strategic partners for scaling your real estate business.

Whether you’re just starting out or ready to transition from 2–3 properties into a real business, this episode is your roadmap to going pro!

 

Episode Highlights

00:00 Introduction

01:30 Key advantage: easier qualification than traditional loans

03:49 What types of assets qualify for commercial financing

04:35 How commercial lenders act like partners

08:33 Understanding the different kinds of commercial lenders

10:10 Should you set up an LLC for each property?

12:03 What new investors need to know about commercial lending

13:45 Interest rates, cash flow, and why pacing matters

16:01 Advice for new investors: vet your options and talk to mentors

 

Quotables

“Just because you can get approved doesn’t mean you should move that fast.”

“A lender who educates you is a lender worth sticking with.”

“You don’t build a real estate business by staying in the traditional lane forever.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

Instagram: RCN Capital https://www.instagram.com/rcn_capital/

Website: REI INK https://rei-ink.com/