LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

The Benefits of Working with RCN Capital for Real Estate Investments


The Benefits of Working with RCN Capital for Real Estate Investments
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In today’s competitive real estate financing landscape, third-party originators—whether you’re a residential mortgage broker, commercial mortgage broker, private lender, referral partner, or affiliate partner—need reliable lending solutions to serve your clients effectively. The right lending partner can make all the difference in your ability to close deals swiftly, meet client expectations, and grow your business.

That's where RCN Capital steps in. We are a direct private lending partner that offers flexible financing options specifically designed for investment properties. In contrast to conventional lenders who have strict guidelines and are slow in processing applications, we prioritize speed, flexibility, and ease of access, enabling our wholesale lending partners to close more deals and build a larger client base.

Let's discuss why using RCN Capital for real estate investments is the way to go for brokers and wholesale lending partners.

Understanding Private Lending

Unlike conventional financing, private money lending exists outside the framework of regular banking structures, providing asset-based loans with quicker approval, less regulatory control, and greater flexibility. This method enables brokers and lenders to service a wider range of clients, including those who fail to qualify under traditional lending standards.

For wholesale lending partners, aligning with a trusted private lending partner means you can:

  • Close deals faster with streamlined underwriting processes
  • Offer flexible financing solutions tailored to investment properties
  • Increase client retention by providing alternative funding options
  • Grow your business by tapping into real estate investment markets that traditional banks overlook

With RCN Capital, you’re not just offering loans—you’re providing opportunities for your clients to build wealth through real estate investments while strengthening your own position in the market.

Speed and Flexibility: A Broker’s Competitive Advantage

One of the biggest frustrations brokers face with traditional lenders is the time-consuming loan approval process. Extensive paperwork, strict credit qualifications, and cumbersome processing hinder quick access to credit from banks and credit unions for investors attempting to close hurriedly negotiated transactions.

RCN Capital breaks down these barriers. Private lending options from RCN Capital emphasize speed and efficiency so that you are able to assist clients in closing deals expeditiously. Funding is often available within two weeks for many cases, allowing investors to move on successful opportunities without waiting.

For brokers and originators, this means:

  • Faster deal closures – Boost your revenue by handling more transactions
  • More approvals – Serve a broader range of real estate investors
  • Better client retention – Your clients will keep coming back for reliable funding

By offering RCN Capital for Real Estate Investments, you ensure that your clients receive the best financing options while you gain a competitive edge in the wholesale lending market.

Expanded Access to Capital: Help More Clients Get Funded

Conventional financing typically has rigorous credit score requirements, debt-to-income ratios, and property caps, so it's hard for investors to qualify. Even financially solid clients can run into trouble if they go over loan limits or are financing non-traditional properties.

With RCN Capital, the focus is on the property’s potential rather than just the borrower’s financial profile. As a broker, you can confidently assist:

  • Clients with multiple properties – Traditional mortgages often limit the number of properties an investor can finance, but private loans remove these restrictions.
  • Fix & flip investors – Many banks won’t lend on distressed properties, but our loans are structured to fund both purchases and renovations.
  • Clients who need cross-collateralization – Unlock additional financing options for investors using multiple properties as collateral.

This level of flexibility opens new revenue streams for brokers and originators, allowing you to serve more clients without the roadblocks of traditional lending.

Custom Financing Solutions for Every Deal

A one-size-fits-all strategy never applies to real estate investment financing. That's why RCN Capital provides customized solutions to address the varied needs of investors.

As a wholesale lending partner, you gain access to custom loan programs that fit various investment strategies, including:

  • Fix & Flip Loans – Short-term funding to acquire and renovate properties for resale
  • Long-Term Rental Loans – Ideal for clients building rental portfolios with 30-year financing options
  • Bridge Loans – Temporary financing solutions to bridge gaps between investments
  • New Construction Loans – Perfect for clients developing ground-up projects

With these diverse loan products, you can attract more clients, expand your service offerings, and position yourself as a go-to broker in the real estate investment space.

Why Brokers Choose RCN Capital Over Competitors

Not all private lenders are created equal. Brokers and wholesale lending partners need a lender that offers more than just funding—they need a true business ally.

Here’s why RCN Capital stands out in the private lending industry:

  • Proven Industry Experience – Over a decade of expertise in real estate investment financing
  • Competitive Loan Programs – Flexible rates and terms designed for investment success
  • Reliable & Fast Closings – Efficient processes to keep deals moving forward
  • Dedicated Broker Support – A team of professionals ready to assist with your deals
  • Broker-Exclusive Benefits – Earn competitive compensation and grow your business with us

According to industry data, top-performing mortgage brokers who partner with private lenders close 30% more deals annually than those who rely solely on traditional lenders. Aligning with RCN Capital means you’re positioning yourself for long-term growth and success.

Building Long-Term Relationships: A Win-Win for Brokers

The true value of partnering with a private lending partner like RCN Capital goes beyond individual transactions. When you establish a strong relationship with us, your business benefits from long-term advantages:

  • Faster Approvals on Future Loans – The more deals we close together, the easier future applications become
  • Exclusive Broker Programs – Gain access to higher commission structures and VIP financing options
  • Referral Opportunities – We connect brokers with high-quality leads for ongoing growth

We don’t just process loans—we invest in the success of our broker partners. Our commitment to fast closings, flexible lending, and superior service ensures that you can offer your clients the best financing options while building a thriving business in the wholesale lending space.

Ready to elevate your brokerage business? Connect with RCN Capital today and discover how our private lending solutions can help you and your clients succeed.