Repeat Borrower looking to cash out on subject property located in Tampa, FL to hold for long-term rental loan. Subject is an SFR currently leased for $3,350 per month which is above the market rates per the appraiser's estimate. Subject appraised for $380k As-Is and a CDA confirmed the value was acceptable. Sponsor on the loan with excellent credit with excellent credit, and bank statements reflect sufficient liquidity to meet the reserve requirement. Total loan amount 70.00% LTV with 1.08 DSCR.