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Borrower is an experienced investor looking to pull cash-out of the subject property located in Rochester, NY. The property was appraised for $145k As-Is and is currently rented for $2000 per month which is equal to the market rent per the appraiser's estimate. Sponsor on the loan has good credit and bank statements reflect sufficient liquidity to meet the reserve requirement. Total loan amount 75% LTV presenting 1.74 DSCR.