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Repeat client looking for a cash out refinance transaction on the subject property located in Portage, IN. Subject was acquired for $133K in June 2023 and is in good condition, appraised for $240K as-is with a CDA confirming the value. Subject is currently in leased per appraised market rent at $2,050/month. Sponsor on the loan has an excellent credit score and sufficient liquidity to close the deal. Loan is structured at 75% LTV presenting 1.45 DSCR.