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Borrower is a repeat investor looking to rate/term refinance on a subject property located in Mechanicsville, MD. Subject is an SFR, which was appraised for $355,000.00 as-is. Property is currently leased for $2,500 per month which is slightly above market rate per the appraiser's estimate ($2,150). Sponsors on the loan has excellent credit and bank statements reflect sufficient liquidity to meet the reserve requirement. Total loan amount 67.81% LTV and with DSCR 1.16.