LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

How to Leverage a Portfolio Loan for a Multi-Family Property


Real estate is a lucrative business, but only when you know the ins and outs of the market. You can also turn real estate into a profitable side hustle if you work with the experts at RCN Capital. In today's world of real estate, comprehending the financing options available for investors is a big deal. The knowledge of how much they can secure through lenders can help investors branch out to more investments. Such is the case with portfolio loans, and RCN Capital is here to assist you in maximizing your profit while minimizing the risks. Let's discuss how leveraging a portfolio loan for multi-family property investments can benefit you more than traditional loans.

What are Portfolio Loans?

For any investor, a portfolio loan should be their most powerful financial tool. These loans are designed to finance multiple properties under a single agreement. This means you can use a holistic approach to finance multiple projects under one umbrella. These loans come with many benefits, such as,

Benefits of Portfolio Loans for Multi-Family Properties

Streamlined Management

Tracking multiple loans is complex; there are too many details and deadlines to remember and adhere to. However, with portfolio loans, you can easily streamline your affairs and manage everything as all properties are under one loan. This simplification of the details leaves you stress-free to concentrate more on other issues.

Flexible Financing Terms

Another significant benefit of portfolio loans is the fact that they have flexible financial terms. As an investor, you get more say in how you want to negotiate the terms of the loans. This will help you navigate your loan according to your investment strategy. Think of portfolio loans as custom-made loans just for you.

Risk Mitigation

The lesser-known benefit of portfolio loans is diversification. You can easily lessen your risk when you divide your portfolio loan between multiple properties. When you spread the risk in such a manner, you tend to lose less, even if one of the properties goes bust.

Leveraging RCN Capital for Portfolio Loans

Now let's discuss how the experts at RCN Capital can help you with Portfolio loans and maximize your ROI.

Expertise in Real Estate Investment

Real estate for the green behind the ears can be difficult to navigate. However, if you have an expert readily available, you can learn the ropes quicker than any other newbie. With RCN behind your back, you get experts aiding your moves, helping you tailor portfolio loan solutions and map out your investment landscape. Having experts in the business helping you means better financial opportunities and fewer risks.

Fast and Efficient Approval Process

In real estate, you need to seize the day; you can't just be a sitting duck and watch the best properties slip by. When time is of the essence, you need fast and efficient loan approval processes. RCN can ensure that investors get easy and fast loans so that they can take advantage of time-sensitive opportunities.

Competitive Loan Terms

Loans can be easy, but the terms on which they are set can become very challenging. However, joining hands with RCN will aid you in getting easy loans with competitive terms. This means you get a favorable interest rate and a flexible payment schedule that can be tailored to your needs.

Personalized Customer Service

Real estate is different from other 9 to 5 businesses; the clock runs 24/7. Hence, you need partners who are available and there for you when you need them. No matter what hours, RCN understands your needs. Our team provides personalized customer service, which means you will receive representation tailored to your unique financing requirements.

Tips for Effectively Leveraging Portfolio Loans with RCN Capital

  • Know and define your investment strategy so the team can help you with your specific needs.
  • Know the ins and outs of the property you want to invest in. Every minor detail is crucial, as RCN will be there through and through, assisting you with your portfolio.
  • Make sure you communicate your long-term goals as well; this helps the experts at RCN Capital tailor support according to your strategies.

As an investor, the power to leverage portfolio loans for multi-family properties can be the ultimate game-changer. As the leading nationwide lender, RCN Capital offers investors a strategic partner with the expertise and resources to navigate the complexities of portfolio financing.

Check Out Our Loan Programs Today