Borrower looking to cash out refinance 3 long-term rental properties located in Euclid, OH into a 30Y LTR portfolio. Each of the properties are free & clear. They are combinedly appraised for a total of $377k as-is and all units are leased for a total $3,725/month which is above the total market rent of $3,585/month. Two Sponsors are Foreign National and bank statements reflect sufficient liquidity to close. Loan is structured at 60.00% LTV presenting 1.58 DSCR.