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Repeat borrower looking to cash out refinance the subject property located in Haltom City, TX. Subject is an SFR currently leased for $1,900 per month which is below the market rates per the appraiser's estimate ($2,000). Subject was appraised for $265k As-Is and a CDA confirmed the value was acceptable. Sponsor on the loan has good credit and bank statements reflect sufficient liquidity to meet the reserve requirement. Total loan amount 70.00% LTV with 1.08 DSCR.