LOAN PROGRAMS

RCN Capital offers short-term and long-term financing options for real estate investors. Whether you or your clients are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that suit your needs.

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

PARTNERS

RCN Capital values building strong partnerships with industry professionals because partnerships drive our success. Learn more about RCN Capital’s Wholesale Lending opportunities, including the Broker Referral Program and the Correspondent Lending Program.

ABOUT

RCN Capital is a nationwide private, direct lender. Established in 2010, we provide retail and wholesale lending options for short-term fix and flip financing, long-term DSCR financing, and ground-up construction financing for real estate investors.

Resources

RCN Capital provides a variety of resources that can help you on your lending journey. Find business partners that can help solve any investing problem, learn more about our processes and get answers to the most frequently asked questions.

Top Eco-Friendly Upgrades to Recommend for Your Client’s Next Fix and Flip


Top Eco-Friendly Upgrades to Recommend for Your Client’s Next Fix and Flip
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As a mortgage broker, private lender, or referral partner, helping your clients maximize the value of their fix and flip projects is key to achieving a profitable deal. One way to give them an edge in today’s competitive market is by guiding them toward eco-friendly renovations. Not only do sustainable upgrades increase a property’s resale value, but they also attract environmentally conscious buyers who are willing to pay a premium for energy-efficient homes. By positioning yourself as a knowledgeable partner who understands green building trends, you strengthen your credibility and make your financing solutions even more attractive to clients.

Harnessing Solar Power for Long-Term Savings

Encouraging your clients to incorporate solar power into their fix and flip projects is one of the most impactful ways to enhance a property's appeal and long-term value. Installing solar panels significantly reduces energy costs for future homeowners, making the property more attractive to buyers looking for sustainable living solutions. More importantly, properties with solar power often sell faster and at higher prices, boosting profitability for your clients.

As a broker or lender, highlighting financing options for solar upgrades—such as energy efficiency loans or incentives—can be an added value proposition when working with investors. Many local and federal programs offer rebates or tax credits for solar installation, which can further offset renovation costs and make the project financially viable.

Energy-Efficient Appliances and Fixtures

Another cost-effective yet impactful upgrade is incorporating energy-efficient appliances and fixtures. Homes outfitted with Energy Star-rated refrigerators, dishwashers, and HVAC systems consume less energy while maintaining top-tier performance. Additionally, switching to LED lighting throughout the property reduces electricity usage and maintenance costs, since LEDs are significantly more efficient than traditional bulbs.

These small upgrades can make a significant difference when marketing a property to buyers. A home with lower utility costs is an attractive selling point, and as a broker or lender, advising your clients on these high-ROI upgrades strengthens your role as a trusted financing partner.

Sustainable Materials and Finishes That Add Value

Using sustainable materials is another way your clients can make their fix and flip projects stand out. Options like reclaimed wood flooring, bamboo cabinetry, and recycled glass countertops provide stylish and eco-conscious alternatives that appeal to modern homebuyers. Additionally, these materials often boast durability and longevity, reducing the need for replacements and repairs down the road.

As a wholesale partner, you can educate your clients on cost-effective ways to source sustainable materials and connect them with financing options that support eco-friendly renovations. Many buyers today are willing to pay a premium for homes that incorporate these elements, making it a win-win for both investors and homebuyers.

Water-Saving Solutions That Cut Costs

Water efficiency is a key selling point, especially in regions prone to drought or high water costs. Encouraging your clients to install low-flow toilets, faucets, and showerheads can reduce water bills while maintaining functionality. Additionally, rainwater harvesting systems and xeriscaping (landscaping that requires minimal irrigation) are attractive features that can differentiate a property from others on the market.

Many municipal water authorities offer rebates for water-efficient upgrades, making these enhancements more affordable. As a lending partner, staying informed about these programs allows you to provide added guidance to your clients and help them maximize their renovation budgets.

Upgraded Insulation and High-Efficiency HVAC Systems

Improving insulation and upgrading HVAC systems are crucial for enhancing energy efficiency. Many older homes have outdated insulation that leads to heat loss in the winter and excessive cooling costs in the summer. By recommending insulation improvements—such as spray foam or recycled cellulose—your clients can create a more energy-efficient home while lowering future homeowners' heating and cooling expenses.

Modern HVAC systems with programmable thermostats, energy-efficient furnaces, and high-performance air conditioning units also contribute to sustainability. These systems not only reduce energy usage but also improve indoor air quality, making the property more appealing to health-conscious buyers.

Smart Home Technology for Energy Efficiency

Integrating smart home technology is another way to modernize a fix and flip property while promoting sustainability. Smart thermostats, motion-sensor lighting, and remote-controlled energy management systems allow homeowners to optimize their energy usage, reducing waste and utility costs. These features are highly desirable in today's real estate market and can set your clients’ properties apart from the competition.

For brokers and lenders, recommending energy-efficient smart home upgrades can be a unique selling point. Financing options that support these enhancements—such as energy-efficient mortgages or renovation loans—can make these upgrades more accessible for investors.

The Business Case for Eco-Friendly Fix and Flips

Encouraging your clients to invest in eco-friendly upgrades isn't just about sustainability—it’s about increasing profitability. Properties with energy-efficient features and sustainable materials often sell faster and at higher price points, reducing holding costs and maximizing ROI. As a broker, lender, or referral partner, staying ahead of these trends allows you to position yourself as a valuable resource in the industry.

By partnering with a lender like RCN Capital that understands the evolving real estate market, you can provide your clients with tailored financing solutions that support profitable, eco-friendly renovation projects.

RCN Capital: Your Trusted Wholesale Lending Partner

Are you working with clients who need financing for their next fix and flip project? RCN Capital is your go-to partner for short-term fix & flip financing, long-term rental financing, and new construction loans. We specialize in providing funding solutions for brokers, private lenders, and referral partners, helping them connect their clients with competitive financing options.

Whether you're looking to secure funding for an investor client or explore partnership opportunities, RCN Capital offers flexible loan programs designed to meet the unique needs of the wholesale lending market.

Ready to Grow Your Business with RCN Capital?

Connect with us today to learn more about our wholesale lending solutions and how we can help you better serve your clients.