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Originally published on January 5, 2026
New investor seeking a rate/term refinance on a SFR property located in Decatur, GA. The property is currently rented at $2,350/month, which is a slightly lower than the estimated market rent per the appraiser’s estimate of $2,400. Subject was appraised for $300k As-Is, with a CDA confirming the value was acceptable. Sponsor on the loan has excellent credit and bank statements reflect sufficient liquidity to meet the reserve requirement. Total loan amount 80% LTV with 1.06 DSCR.