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Originally published on September 3, 2025
A repeat and experienced investor would like to cash out refinance this single family rental property located in Dayton, OH. The property was appraised for $130K as-is with a CDA confirming the value was acceptable. It is currently leased generating $1050/per month, which is below the market rate per the appraiser's estimate ($1200). Borrower has strong credit and sufficient liquidity to meet the reserve requirement. Loan is structured at 59% LTV presenting 1.53 DSCR.