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Borrower is looking to rate/term refinance the subject property located in Dallas, TX. Property was appraised for $360K as-is and is currently leased for $3,000/month, which is above the market rent at $2,750/month. Sponsor on the loan has good credit and bank statements reflect sufficient funds to meet the liquidity requirement. Loan is structured at 78.30% LTV presenting 1.05 DSCR.