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Originally published on July 2, 2026
Repeat borrower seeking financing for their rental property in Columbia, SC to fund renovations with intentions of refinancing after work is completed. Subject is an SFR that has an ARV (after-repair value) of $475,000. Sponsor on the loan has good credit and bank statements reflect sufficient liquidity to meet the reserve requirement for the deal. Total loan amount at 58% LTV when using ARV.