After-Repair Value Loans
Short-term financing for the purchase & rehab of non-owner occupied properties.
Looking for Funding For Your Next Fix & Flip Project?
RCN Capital’s ARV Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the after repair value.
Plus, RCN Capital only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties
Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 75% of the ARV
12 Months (6-Month Extension Available)
Minimum As-Is Property Value:
$50k for Single-Family
$25k per Unit for 2-4 Family
$35k per Unit for Multi-Family (5+)/Mixed-Use
$50k – $7.5M for 1-4 Family, Condos, & Townhomes
$250k – $10M for Multi-Family (5+)/Mixed-Use
As Low As 7.65% (Interest Only Charged on Outstanding Balance)
ARV Loan Program Typical Leverage & Rates
Completed up to 2 Flips or Owned up to 2 Rentals in the Last 3 Years
Completed Between 3 & 10 Flips or Owned Between 3 & 10 Rentals in the Last 3 Years
Owned 10 or More Investment Properties (Flips and/or Rentals) in the Last 3 Years
Up to 80% of Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 70% of the After Repair Value
Up to 90% of the Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 75% of the After Repair Value
Up to 90% of the Purchase Price + Up to 100% of the Renovation Costs: Not to Exceed 75% of the ARV
Starting at 10.49%
Starting at 8.35%
Starting at 7.65%
Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.
Our Clients Do Some Amazing Work
Click on a Property to See Successfull Fix & Flip Projects.