After-Repair Value Loans
Short-term financing for the purchase & rehab of non-owner occupied properties.
Looking for Funding For Your Next Fix & Flip Project?
RCN Capital’s ARV Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the after repair value.
Plus, RCN Capital only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties
Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 75% of the ARV
12 Months (6-Month Extension Available)
Minimum Property Value:
$75k for 1-4 Family
$50k per Unit for Multi-Family (5+)/Mixed-Use
$50k – $2.5M for 1-4 Family, Condos, & Townhomes
$250k – $5M for Multi-Family (5+)/Mixed-Use
As Low As 7.99% (Interest Only Charged on Outstanding Balance)
ARV Loan Program Typical Leverage & Rates
Completed up to 2 Flips or Owned up to 2 Rentals in the Last 3 Years
Completed Between 3 & 20 Flips or Owned Between 3 & 20 Rentals in the Last 3 Years
Owned 20 or More Investment Properties (Flips and/or Rentals) in the Last 3 Years
Up to 80% of Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 70% of the After Repair Value
Up to 85% of the Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 75% of the After Repair Value
Up to 90% of the Purchase Price + Up to 100% of the Renovation Costs: Not to Exceed 75% of the ARV
Starting at 10.99%
Starting at 8.99%
Starting at 7.99%
Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.
Our Clients Do Some Amazing Work
Click on a Property to See Successfull Fix & Flip Projects.
New investor with RCN who has invested in over 70 properties was looking for the funds to renovate this 6-unit apartment building. RCN Capital was able to provide a loan at 66% of the After-Repair Value and 100% of the renovation costs. Once the project is complete the investor is anticipating a 25% Return-On-Investment.
Investor is an experienced flipper who is looking to take on a new project. RCN Capital was able to provide a loan at 75% of the After-Repair Value with 100% of the renovation costs funded. Once the project is complete the investor is anticipating a 10% return on investment.
Repeat investors with RCN were looking to pull cash-out of a property to renovate a new property as a fix and flip investment. The investors plan to spend $25k on minor renovations before listing the home for sale. Once the work is competed the investors are anticipating a 24% return on investment.