RCN Capital Blog

Uncontested Investing - Commercial Financing Tips Every Residential Investor Should Know

Written by RCN Capital | Apr 15, 2025 2:09:42 PM

Uncontested Investing Podcast - April 15, 2025

In this episode of Uncontested Investing, we dive deep into one of the most misunderstood but most powerful tools in the investor toolbox: commercial financing for residential portfolios. We break down the key differences between traditional and commercial loans, when it makes sense to make the switch, and how commercial lenders can become long-term strategic partners for scaling your real estate business.

Whether you’re just starting out or ready to transition from 2–3 properties into a real business, this episode is your roadmap to going pro!

 

Episode Highlights

00:00 Introduction

01:30 Key advantage: easier qualification than traditional loans

03:49 What types of assets qualify for commercial financing

04:35 How commercial lenders act like partners

08:33 Understanding the different kinds of commercial lenders

10:10 Should you set up an LLC for each property?

12:03 What new investors need to know about commercial lending

13:45 Interest rates, cash flow, and why pacing matters

16:01 Advice for new investors: vet your options and talk to mentors

 

Quotables

“Just because you can get approved doesn’t mean you should move that fast.”

“A lender who educates you is a lender worth sticking with.”

“You don’t build a real estate business by staying in the traditional lane forever.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

Instagram: RCN Capital https://www.instagram.com/rcn_capital/

Website: REI INK https://rei-ink.com/