If you’re thinking about partnering with RCN Capital, you might have a few questions. It could be that you’ve had bad experiences with other lenders—long delays, hidden fees, or getting ghosted after submitting a deal. We’ve heard those stories, too.
At RCN, we do things differently. Our broker partnership program is built to give you full transparency, fast communication, and flexible pay structures so you can close confidently and grow your business.
Here’s what new brokers ask us most often—with real answers.
This efficient RCN Capital broker onboarding process generally takes less than a week from the time of your first inquiry to the submission of your first loan application.
We provide flexible and transparent compensation structures that fit your level of involvement and the individual loan situation:
Based on statistics from 2024, brokers make an average of 1.2% of the funded loan amount. We strive to pay brokers fairly and well, and this shows that that they send us a wide range of products.
Here’s a quick snapshot of our top four programs, and a great starting point when you chat to clients about financing options:
|
Program |
Term |
Loan Amount |
Rates From |
Max LTV |
Min FICO |
|
Short‑Term Bridge |
12–18 months |
$50 K – $3 M |
9.20% |
Purchase: 75% As‑Is |
650 |
|
After Repair Value (ARV) |
12–18 months |
$50 K – $2 M |
9.20% |
75% ARV; 95% purch.,100% rehab |
650 |
|
Long‑Term Rental |
30 years |
$75 K – $2 M |
5.75% |
80% As‑Is or Cost |
660 |
|
New Construction |
12–24 months |
$100 K – $2 M |
9.99% |
75% initial; 90% total Cost |
650 |
We’ve got programs for just about every investor strategy. Our Loan Programs page has all the information you need, including choices for multifamily properties and cash-out refinances.
We underwrite brokers across the country, with the exception of Alaska, Nevada, North Dakota, South Dakota, and Vermont. So, if your investor is active in one of the other 45 states, you can feel secure bringing the RCN Capital broker partnership to the table.
We keep paperwork centered on what matters most—the deal and the borrower's exit strategy. Typical requirements include:
No application fees. Clients pay third‑party expenses (such as appraisals and feasibility studies), and our portal identifies missing documents so you never fall behind.
Open communication and proprietary tracking are the foundation of broker relationship protection in lending with RCN. We achieve this through:
Our Broker Referral Program verifies that if a borrower who applied under your referral reaches out to RCN directly, our system identifies and redirects them back to you. That's how we protect your client relationships.
Decisions are typically made in 24 hours on full DSCR and bridge loan applications. Term sheets are available the next business day for most short‑term and ARV transactions. That quickness counts when investors need to act fast to acquire off‑market and pre‑foreclosure properties.
Our virtual customer service and web tech assistance via BLN ensures that you and your customers never get left behind.
The BLN platform is more than a portal—it's an intuitive, broker-friendly private lending platform that:
Brokers who use BLN say that their turnaround time has gone down by 40% and the number of deals that close has gone up by 25% per year.
We know you’ve got options when it comes to lenders. That’s why we’ve built our process to work with you—not around you. From fast approvals to transparent compensation to full control over your clients, we’re here to help you win. Sign up as a broker today and start growing your business and close with confidence.
Have any more questions? Reach out today to speak with an RCN lending specialist.