The Leading Nationwide Lender for
Real Estate Investments

Long-Term Rental Loan Program 

Obtain financing for the purchase or refinance of rental properties.
Funding available for single-assets & portfolios.

Collateral: 
Non-Owner Occupied 1-4 Family Real Estate; Condos;
Townhomes; Planned Unit Development (PUD)

LTV:
Purchase:
Lesser of Up to 75% of the As-Is Value or Up to 80% Loan-to-Cost 
Refinance: Up to 75% of the As-Is Value
Cash-Out: Up to 70% of the As-Is Value

Amortization Options:
30-Year Fixed, 
Hybrid ARMS (3/1, 5/1, 7/1, 10/1) &
10-Year Interest-Only

Property Values: 
“As-Is” Appraised Value Must be $100k or Greater

Loan Amount: 
Single Asset – $55k – $2M
Portfolio – Up to $10M

Debt Service Coverage Ratio (DSCR): 
For Property Values < $150k: 1.25 or Greater
For Property Values $150k+: 1.20 or Greater

Rates:
Starting at 5.75%

Minimum FICO: 
680

Fix & Flip After-Repair Value Loan Program

Obtain financing for up to 90% of the purchase price + 100% of the renovation costs, not to exceed 75% of the after-repair value. 
Available for non-owner occupied single (1-4) & multifamily (5+) residential real estate, townhomes, and condos.
Interest rates for this program start at 8.25%.

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