Repeated and Experience Borrower looking for Cash Out Refi on the subject property located in Winston Salem, NC. Property was purchased for $149,000.00 on 05/12/2023, Property is in Good condition, and appraised for $384,500.00 AS IS with a CDA confirming the value was acceptable. Property is leased and generating $2,500.00/Month which is equal to appraisers estimate market rent at (2,500.00/Month). Guarantors have Good Credit & Excellent liquidity to close. Loan is structured at 65.80% LTV presenting 1.15 DSCR.