Repeat borrower looking to refinance this property located in Windsor, CT and hold it for a long-term rental income. Property is in excellent condition and was appraised for $292k as-is. It is currently leased for $2,600/month, which is higher than the market rate of $2,500 per the appraiser’s estimate. Sponsor on the loan has excellent credit and bank statements verify sufficient liquidity to meet the deal’s reserve requirement. Total loan amount 75% LTV & 92.8% LTC with 1.30 DSCR.