Repeat borrower looking to cash out refinance the subject property located in Wheeling, WV. The property is an SFR that was appraised for $138,000 and is currently collecting $1500 in rent which is at the market rate per the appraiser’s estimate. Sponsor on the loan has excellent credit and sufficient cash reserves to meet the liquidity requirement for the deal. Total loan amount 80% LTV with 1.57 DSCR.