RCN Capital Blog

Uncontested Investing - Using Private Money to Fund Deals & Growth

Written by RCN Capital | Apr 22, 2025 3:14:11 PM

Uncontested Investing Podcast - April 22, 2025

In this finale of our Financing & Funding Series, Suzanne and I tackle one of the most powerful tools in real estate investing – private money loans. If you’ve ever felt like the lender holds all the cards, this episode is for you. We cover why private money is so attractive, how to find the right lending partners, and most importantly, how to position yourself as a serious borrower that lenders love working with. You’ll learn how to build real relationships, prepare your paperwork like a pro, avoid red flags, and unlock a repeatable funding process that fuels long-term growth.

Whether you’re closing your first deal or scaling to 100+ units, this episode is loaded with strategy, practical advice, and real talk about how to get better, faster funding with less friction!

 

 

Episode Highlights

00:00 Introduction

00:44 Why private money is so attractive

02:15 Educated borrowers = better relationships, repeat deals

03:50 Do your homework: documents, checklists, vet your lender

05:04 Building rapport with your loan officer is a game-changer

06:26 Fast-track funding starts before the deal: documentation, LLCs, clarity

08:08 Know the terms: prepayment penalties, interest rate buy-downs

09:23 Green flag: lenders who ask the right questions first

11:22 Track record, credit, and cash flow: how to get preferred rates

12:26 Focus on a few great lenders and don’t spread yourself too thin

14:03 Referrals, networking, and relationship ROI

15:14 Why you need an LLC before submitting a deal

16:13 Proactive, prepared, and professional wins every time

 

Quotables

“You don’t need five lenders—you need two great ones who believe in your vision.”

“The best deals start before the deal: document checklists, LLCs, and a clear process.”

“Private money is about speed and flexibility, but it only works if you do your part.”

Links

Website: RCN Capital https://www.rcncapital.com/podcast

Instagram: RCN Capital https://www.instagram.com/rcn_capital/

Website: REI INK https://rei-ink.com/