Borrower is looking to cash out refinance a duplex in Collingdale, PA. Property is appraised for $260K as-is (CDA Confirmed) and both units are leased in line with the market rents for a total of $2,100/month. Sponsor has a mid-score of 697 and sufficient liquidity to meet debt service. Loan is structured at 69.2% LTV presenting 1.10 DSCR.