Borrower looking to purchase the subject property, a 2-Family home located in Potsdam, NY to hold for long-term rental income. Property was appraised for $175K as-is and a CDA confirmed the value was acceptable. It is generating a monthly rent of $2,200 which is on par with the market rate in the area. Sponsor on the loan has excellent credit and bank statements reflect sufficient funds to meet the liquidity requirement. Loan is structured at 79.50% LTV & 80.00% LTC presenting 1.53 DSCR.