Experienced borrower looking to rate/term refinance a 4-property rental portfolio located in Orangeburg, SC. The portfolio consists of one 3-family home and 3 single-family rentals owned by the borrower. Sponsors on the loan have good credit and bank statements reflect sufficient liquidity to meet the reserve requirement for this project. Loan structured and priced in accordance with the LTR model. Total loan amount 64.94% LTV with 1.44 DSCR.