As a broker, chances you've experienced delays, additional fees, and silence after submitting a deal. In a private lending industry worth over $2.1 trillion, brokers want lending partners who deliver speed, transparency, and accountability to each transaction.
Comparing private lenders means looking beyond loan offerings. The ideal partner provides you with underwriting consistency and technology that streamlines each step, so that you can concentrate on closing more deals, not chasing answers.
When evaluating potential lender partners, focus on these critical areas:
Direct Lending Capabilities: Direct lenders keep the entire process, from application to post-closing, under their control. They make deals in-house, negotiate terms on a deal-by-deal basis, and react fast to time-sensitive opportunities. Brokers who work with direct lenders claim 40% faster turnarounds than correspondent lender-originated transactions.
Loan Program Diversity: Your investment clients have different strategies. Some do fix-and-flips, others are buying and holding rental properties, and many are going after new construction projects. The best private lenders for brokers provide detailed program suites that align with every investor's strategy.
Technology and Process Efficiency: Lending in the modern age demands modern tools. White-labeled platforms, automated document collection, and real-time deal monitoring set professional lenders apart from antiquated operations. Brokers leveraging advanced loan management systems close 25% more deals per year.
Broker Protection Policies: Your customers are yours, not your lender’s. Robust broker protection keeps lenders from ever going around your relationship or talking directly to your customers. This kind of protection should be written into partnership agreements.
Compensation Transparency: Back-door fees and unclear compensation plans sabotage broker relationships. Seek out lenders that reveal all fees and offer flexible compensation models that fit your business model.
|
Factor |
RCN Capital |
Typical Private Lender |
|
Approval Timeline |
24-hour decisions with pre-approvals |
3–7 business days |
|
Broker Protection |
White-labeled portals + anti-poaching |
Limited client ownership guarantees |
|
Loan Products |
A variety of specialized options |
4–6 standardized programs |
|
Compensation Model |
Yield spread/points/fees disclosed upfront |
Opaque fee structures |
|
Underwriting Flexibility |
Common-sense approach |
Rigid overlays |
RCN Capital was built with brokers in mind. With 24-hour pre-approvals, clear fee disclosures, and a dedicated lending team, the process stays smooth from submission through closing.
RCN Capital has established itself by solving the very pain points brokers experience with other lenders. Founded in 2010, we are a nationwide, direct private lender and have been able to perfect our method through more than a decade of broker relationships.
RCN Capital supports various levels of broker involvement, whether you prefer active deal management or a passive referral approach. Choose what fits your workflow while still earning competitive compensation.
Licensed to operate nationally, RCN Capital enables brokers to do business without restriction across state lines—perfect for those servicing out-of-state investor clients.
In 2025’s market, where rates average 6.8%, speed is not optional—it’s expected.
The white-labeled BLN (Bridge Loan Network) platform allows brokers to have total control of the relationships with their clients. This cloud-based platform is designed to manage credit pulls, document gathering, and deal tracking while keeping your branding in place during the process.
RCN Capital’s broker protection is more than a guarantee. Our system sends clients who contact us directly back to the originating broker automatically. Compensation is always clearly shown on commitment letters and HUD settlement statements.
When choosing a partner, brokers must avoid:
Overlooking Compensation Clarity: Hidden costs or an obscure disclosure of fees can eat into your margins. Make certain that your partner discloses all the fees at the time of commitment and includes compensation on HUD reports.
Relying on Slow, Outdated Processes: There are still lenders with manual procedures, and that leads to longer closing times. In a time-sensitive market, delays will cost you business and client confidence.
Insufficient Broker Support: Not all lenders have committed broker support or borrower tagging systems. This jeopardizes your client relationships.
Restrictive Geographic Limitations: Some lenders operate in just a handful of states or individual metro markets. These restrictions might keep you from working with clients that have multi-state portfolios.
Getting started is simple and efficient:
The most important decision you'll make as a broker is having the right lending partner. In a competitive market where timing, clarity, and technology drive success, RCN Capital shines with our private lending advantages, broker-centric process, and commitment to your business success.
If you're comparing private lenders, ask the questions that matter: How quickly can they close? Is your fee protected? Is the technology designed to make you more productive? With RCN Capital, the answers point clearly in your favor.
Sign up for the RCN Capital Broker Program today and see for yourself how the right lending partner can take your business to the next level.