The fix and flip market is changing, especially as lower interest rates are set to boost buyer activity in the coming months. Many markets are still experiencing housing shortages, however, and this is where a well-planned home flip can lead to strong investment returns. As a broker or lending partner, understanding the key factors that drive these shifting market conditions is key to your success in the space. Those who can stay on top of these changes, and are prepared to fund home flips with specialized loan programs, will be better positioned to capitalize on these conditions.
Read on as we discuss the biggest factors affecting fix and flip investing today, and how brokers can implement tools and strategies to navigate the shifting market.
You can’t talk about the trends affecting the US real estate market without discussing interest rates. They play a role in everything from mortgage application numbers, inventory fluctuations, and both buyer and investor demand. The fed has enacted its first interest rate cut of 2025, and as a result there has been a sharp increase in mortgage applications. Lower rates mean more buyers can afford to purchase homes, and investors are also starting to take notice. While interest rates don’t matter as much for short-term investments like home flips, they do matter for the buyers these investors will go on to sell their properties to.
You can expect an increase in investment activity not only for home flipping, but across the board for all types of real estate investments. The brokers who are prepared to capitalize on shifting conditions will grow their businesses in the coming months, while those who aren’t prepared will get left behind.
Brokers can implement these strategies to boost their lending capabilities and better serve their fix and flip clients:
Let’s also cover some quick tips to help you better position yourself for success in a changing market. First, take the time to understand the local market you serve, especially in terms of comps, average rehab cost, and resale trends. This way, you can offer more relevant advice to your clients when it comes to their home flipping strategy. To expand your reach, join local real estate associations and attend fix and flip specific events where you can network with investors and offer your services. Also, be sure to utilize social media as a source of new business. You can post in real estate groups tailored to investors (Facebook is a particularly good place for this), and utilize LinkedIn as a way to build your brand and network with other professionals in the space.
Luckily, there are tools and platforms that real estate professionals like you can utilize to make smarter investment decisions. There are real estate data aggregators such as ATTOM data and REI DealMaster which provide accurate numbers on both national and local levels, helping you get a better understanding the market. There are also CRM and marketing platforms which help you track your audience, and enable you to send regular updates and reminders to past clients to stay top of mind. Finally, be sure to utilize educational resources such as RCN Capital’s Amplify, a free platform for brokers and their employees that helps get them up to speed on program specifics and better prepare them to fund fix and flip deals.
As a lending partner, how effectively you market yourself in the real estate investor space contributes to your clientele and loan volume. To reach your intended target audience of fix and flip investors, you can employ certain strategies. It starts by building trust through undeniable market knowledge, so take the necessary time to become an expert in the asset class. Clients appreciate transparency, and your ability to effectively communicate key details helps improve your standing as a market expert.
We also mentioned the importance of social media in building a client network. You can use it to create content geared towards fix and flip clients, such as deal finds and past success stories. Hosting events or webinars is another great way to build standing as a market expert, and you can utilize social media to spread the word about these events which attributes to your expertise and helps you find new clients.
To help your clients maximize the returns on their next investment, partner with a lender that can provide you with the best leverages and rates. RCN Capital lends to real estate professionals, commercial contractors, developers & small business owners across the nation. We provide short-term fix & flip financing, long-term rental financing, and new construction financing for real estate investors and lending partners. If you are looking to offer fix and flip financing to your clients, RCN Capital has competitive loan options and an award-winning broker referral program available to partners.