Foreign national borrower looking to purchase this property located in Dayton, OH to hold for rental income. Property is a duplex with both units leased generating $2200/month in total, which is above the market rate per the appraiser’s estimate. Sponsor on the loan has good credit and bank statements reflect sufficient liquidity to meet the reserve requirement for the deal. Loan structured and priced in accordance with the LTR model. Total loan amount 60% LTV with 2.22 DSCR.