Repeat borrower looking to refinance out of current bridge note on this duplex located in Cleveland, OH. Property was appraisal for 110K as-is with a CDA confirming the value was acceptable. Each unit is currently vacant with the market rent at $800/month per unit. Sponsor on the loan has excellent credit and bank statements reflect sufficient liquidity to meet the reserve requirement for the deal. Total loan amount 70% LTV with 1.83 DSCR.