Borrower looking to refinance existing debt on subject property located in Fort Washington, MD and hold it to long term loan. Subject is an SFR appraised for $440k As-Is and a CDA was ordered to confirm the value was acceptable. Sponsor on the loan with good credit with a mid-score of 727; Bank statements reflect just over $34k in liquidity which is sufficient to meet the reserve requirement. Loan structured and priced in accordance with the qualification model. Total loan amount 70% LTV with 1.10 DSCR.